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Flexible Financing Customized for You

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The Pete Store’s Finance Team is committed to your success by offering truck loan and lease options that work for you. Our experienced team is here to remove the stress of financing a new or used truck. 

Simply put, our #1 goal is to make doing business with us easy! 

Red Peterbilt 579 Semi-Truck Driving down a mountain road in the sunshine

Loans 

We can help you find the perfect loan, with competitive rates and flexible terms that meet your exact needs. 

Learn about our loan options
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Leases 

The Pete Store offers a variety of attractive vehicle lease options that will get you in the right truck, and simplify the buying cycle. 

Learn about our lease options

We Go the Extra Mile Every Day! 

 

Too many vehicle dealers focus on transactions. The Pete Store builds long-term relationships with our customers, so we can meet their needs today, and into the future. 

Personal attention and creating finance solutions that work for you is our mission. You can count on The Pete Store to get the job done. 
 

 

Competitive Rates

We work with a network of lenders to secure the most competitive rates available.

Fast and Easy Approvals

Get the green light quickly so you and your new truck can hit the road. 

Expert
Guidance

Our knowledgeable finance professionals will guide you through every step of the process.

Commercial Truck Financing FAQs & Leasing FAQs

The Pete Store offers a variety of financing options to fit your business needs. We work with multiple lenders to secure competitive interest rates, and flexible terms. Choose a loan term from 24 to 84 months, and explore various down payment options to find one what works best for you. We even offer balloon financing for lower monthly payments, with truck ownership at the end of the term.

Our goal is to get you behind the wheel! While we review credit during the application process, our finance professionals are dedicated to finding a solution for you.

Yes! However, while a down payment isn't always required, it can significantly benefit you in the long run. Putting some money down upfront will lower your monthly payments, making them more manageable for your business.

Absolutely! The Pete Store offers financing on both new and pre-owned commercial trucks.

We understand time is money. You can expect a decision within 24-48 hours of your application.

Leasing a Peterbilt with us is easy! You can customize your lease term, mileage allowance, and more to fit your business needs, keeping monthly payments low.

 Similar to financing, we’ll  work with you to find a leasing solution regardless of your credit score. Our finance professionals are happy to answer any questions about eligibility, or the leasing approval process.

Yes, zero down payment arrangements can be considered. Keep in mind however, that putting a down payment on a leased truck can lower your monthly costs.

Unlike traditional car leases, commercial truck leases are tailored to your business's specific needs. This includes customizing the mileage allowance. 

Our finance professionals will work with you upfront to understand your typical driving distances, and establish a mileage plan that works for you. 

This ensures you:

  • Avoid Excess Mileage Charges: An accurate mileage allowance prevents surprise fees at the end of your lease.
  • Optimize Your Lease Payments: The chosen mileage allowance will directly impact your monthly lease payments.

With the Pete Store, you can secure a commercial truck lease that is budget-friendly and accommodates your business's driving demands.
 

In some cases, The Pete Store may offer lease extensions past the original term. However, there are limitations and eligibility requirements. Please contact us to learn more. 

Any damage to your leased truck beyond normal usage may result in additional charges at the end of your lease. Lease agreements typically outline expectations for reasonable wear and tear. This might include a minimum tread depth for tires, a certain level of brake pad life remaining, and a set limit for body damage costs.
If you have additional questions about our many financing options, please contact us today!
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Let The Pete Store Finance Team get you the truck you need.

Apply for Financing

Financing

Your Partner For The Road Ahead

Get the commercial truck you need, on your terms. The Pete Store's Finance Department is here to help you navigate the world of commercial truck financing with a variety of options to fit your unique business needs.

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Explore our financing solutions

  • Loans: Own your truck outright with a competitive loan program. Choose fixed or variable rates and flexible terms to match your budget.
  • Leases: Conserve cash flow and potentially lower your monthly payments with a lease option. We offer various lease structures to suit your specific needs.
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Get a head start

  • Apply online: Submit your secure credit application in minutes and receive a pre-approval decision quickly.
  • Request a finance quote: Use our online tool to get an estimated monthly payment and see how different financing options can impact your bottom line.
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Our experienced finance team is here to help

  • Competitive Rates: We work with a network of lenders to secure the most competitive rates available.
  • Fast and Easy Approvals: Get the green light quickly so you can focus on running your business.
  • Expert Guidance: Our knowledgeable finance professionals will guide you through every step of the process.

Don't let financing hold you back from getting the truck you need.

Contact The Pete Store Finance Department today!

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Our Careers

Our Careers

We believe that happy customers come from happy employees. Learn more about why so many Pete Store team members won’t work anywhere else.

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Our Locations

Our Locations

With 30 convenient locations across the East Coast, The Pete Store is always nearby to help.

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